Lendr.fi
  • Lendr.fi Official Documentation
  • Overview and FAQs
    • Ecosystem Overview
    • Long Term Vision
    • Core Values
    • Frequently Asked Questions (FAQ)
    • 3+ Year Product Roadmap
  • V2 Documentation
    • Lendr Tokens
      • Real World Asset (RWA) Tokens
      • Liquid Staked Real World Asset Tokens
      • Governance and Reward Token - Lendr (LNDR)
      • Token Addresses and Cross-Chain Bridging
    • The Lendr Protocol
      • RWA Token Minting (0% Interest Loans)
      • RWA Token Staking (Stability Pool and Liquidations)
      • Reward Token Staking
      • Frontend Operators
    • Peg Stability Mechanisms
      • Redemptions & RWA Token Price Stability
      • Price Indices & Target Peg Price
      • Recovery Mode
    • Awards and Key Partnerships
    • Governance, Security, and Audits
    • Lendr Social Impact Fund
  • General Documentation
    • Official Social Media
    • Brand Assets
    • Disclaimer
  • 🔗Medium Blog
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Lendr.fi Official Documentation

NextEcosystem Overview

Last updated 6 days ago

Speak with an AI bot trained on this documentation in our telegram group with /paal of here: Lendr Documentation AI Bot

This documentation is actively being updated for V2. Some changes are still being made.

What is Lendr.fi?

TradFi Assets, DeFi Returns.

Lendr.fi offers the world's first fully decentralized real world asset (RWA) tokenization protocol incorporating DeFi characteristics such as liquid staking and protocol revenue sharing and applying them to TradFi instruments such as indices, thereby providing opportunities to realize yields from more than one source. Lendr intends to offer access to asset classes such U.S. Real Estate, Gold, as well as the ability to create and participate in more esoteric asset classes such as crypto or Electric Vehicle components.

Lendr aims to create the high-yielding real-world asset (RWA) tokens, with global access, available for any asset class. Our DeFi compatible RWA tokens will be the de facto solution for on-chain RWA exposure and usage.

The Lendr protocol uses a synthetic tokenization method similar to popular stablecoin protocols like MakerDAO and Liquity. This method involves creating tokens pegged to real world asset indices and backed using crypto as collateral (overcollateralized).

Using Lendr's RWA tokens allows users exposure to real world assets in Web3, and providing them the optionality to apply them to strategically hedge against inflation, or to diversify their overall it is estimated thatmarket risk by up to 80%.

"Lendr.fi is MakerDAO + Lido for real world assets."

Lendr's real world asset (RWA) tokens are not the same as RWA backed tokens like Tether Gold, Pax Gold, etc. Lendr's RWA tokens are synthetic on-chain representations, backed with crypto assets. This presents a different set of risks which should be fully understood before participating in the protocol.

Why was Lendr.fi created?

Currently, it is estimated that there are over 3 billion people in the world that do not have ready access to top everyday asset classes such as stocks, commodities or real estate.

Lendr.fi was created with the ultimate goal of providing everyone in the world equal and non-bureaucratic access to these asset classes. The Lendr protocol gives Web3 companies, builders, and over 3 billion adults the ability to access to these asset classes.

How is Lendr superior to existing RWA options?

Our protocol is built around the thesis that the current Web2 offerings are insufficient and ultimately unable to offer access to the vast numbers of the “unbanked” population globally. We believe that through the Lendr protocol, we offer a unique path to allow for global financial inclusion and wealth building that is agnostic to geography, nationality and income level. We intend to achieve this by offering Real World Asset (RWA) Tokens for a variety of asset classes such as Real Estate, Commodities (Gold, Energy), Financial Sectors (A.I., Healthcare, EVs,), Crypto which are characterized by:

  • The potential to realize higher yields (for example through Liquid RWA Staking + Protocol Rewards)

  • Lower Fees (No Custodians)

  • Global Access

  • 110% Over-Collateralized

  • Instant 1:1 Redemption, No Lockups

  • 0% Interest RWA Lending

  • Possible future DAO Ownership

  • DeFi integrations - Web3/Builder Compatible (ERC-20)

  • Lower Barrier to Entry (DEX Compatible)

  • Trustless Open-Source Solution (Greater Transparency)

  • Multi-Chain Support

  • Multi-Collateral Support

  • Full Decentralization - Smart Contract Operated

  • Recovery Mode and a variety of built-in safety features

Lendr.fi is a member of the Avalanche Codebase, Chainlink BUILD, and Brinc accelerator programs, and has won 1st place prizes in BNB Chain and Chainlink Hackathons from 1inch and Truflation. Learn more here.

Note: Lendr.fi was previously named Lendr Network.

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