Lendr.fi Official Documentation
Last updated
Last updated
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"Lendr is MakerDAO + Lido for real world assets."
Lendr.fi is a decentralized real world asset tokenization protocol, aiming to create the highest-returning real-world asset (RWA) tokens, with global access, for any asset class.
Lendr's synthetic tokenization platform combined with liquid staking enables unprecedented returns on well known asset classes like U.S. real estate and gold. Using Lendr's RWA tokens users can diversify and reduce their market risk by up to 80%. Lendr gives Web3 companies, protocols, and 3.4 billion adults new access to any asset class.
Lendr.fi is a member of the Avalanche Codebase, Chainlink BUILD, and Brinc accelerator programs, and has won 1st place prizes in the BNB Chain 2023 Hackathon and Chainlink Spring 2023 Hackathon from 1inch and Truflation. Learn more here.
Lendr's real world asset (RWA) tokens are not the same as RWA backed tokens like Tether Gold, Pax Gold, etc. Lendr's RWA tokens are synthetic on-chain representations, backed with crypto assets.
Some of the Lendr protocol's features include:
Synthetic real world asset tokens representing asset classes like U.S. real estate, energy, electric vehicles, A.I., commodities, and more.
An innovative inflation-proof stablecoin (flatcoin) Lendr USDL (USDL)
Significantly lower barriers to entry compared to other protocols (global access, low entry minimums)
A multi-chain decentralized lending platform used to create our RWA tokens
Future DAO ownership and control of the protocol
100% protocol profit sharing, stake the Lendr (LNDR) token to earn protocol revenue generated by the fully decentralized lending platform.
The Lendr ecosystem is designed to be fully decentralized, relying on immutable public smart contracts that are open source and security audited.
Here are the main components of the ecosystem:
Lendr Dapp - A decentralized application where users can provide collateral in order to borrow Lendr RWA tokens at a 0% interest rate.
Lendr offers synthetic tokens representing:
LendrUSRE Token (USRE) - The world's first synthetic U.S. real estate token
LendrUSD Token (USDL) - An inflation-proof stablecoin (flatcoin)
View Lendr's long term vision to learn about other real world asset index tokens to come!
Lendr's real world asset tokens are fully over-collateralized and allow any holder to redeem them for 1:1 backing at any time.
Real world asset tokens are additionally secured by a Stability pool and fellow borrowers acting as guarantors of last resort.
Liquid Staked RWA Tokens - Coming soon! Composable liquid tokens representing user's Stability Pool stakes.
Lendr Reward Tokens - The Lendr reward token is used to collect fees from real world asset tokens being issued and redeemed.
Real World Asset Token Stability Pool - A staking pool that allows users to stake their real world asset tokens and earn early adopter rewards in the form of reward tokens and revenue from liquidations in the form of native blockchain tokens (AVAX, ETH, BNB, etc.).
Reward Token Stability Pool - A staking pool that allows users to stake reward tokens to earn rewards in the form of real world asset tokens from issuance fees and native blockchain tokens from redemption fees.
If you would like to learn more, please read through our FAQs and documentation or contact us through our social media platforms or AMAs.
Yes, but its a little complicated! Here you go:
Note: Lendr.fi was previously named Lendr Network.