Lendr.fi
  • Lendr.fi Official Documentation
  • Overview and FAQs
    • Ecosystem Overview
    • Long Term Vision
    • Core Values
    • Frequently Asked Questions (FAQ)
    • Roadmap
  • V2 Documentation
    • Lendr Tokens
      • Real World Asset (RWA) Tokens
        • Liquid Staked Real World Asset Tokens
        • Governance and Reward Token - Lendr (LNDR)
          • Token Addresses and Cross-Chain Bridging
        • The Lendr Protocol
          • RWA Token Minting (0% Interest Loans)
          • RWA Token Staking (Stability Pool and Liquidations)
          • Reward Token Staking
          • Frontend Operators
        • Peg Stability Mechanisms
          • Redemptions & RWA Token Price Stability
          • Price Indices & Target Peg Price
          • Recovery Mode
        • Awards and Key Partnerships
        • Governance, Security, and Audits
        • Lendr Social Impact Fund
      • General Documentation
        • Official Social Media
        • Brand Assets
        • Disclaimer
      • 🔗Medium Blog
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      Lendr.fi Official Documentation

      NextEcosystem Overview

      Last updated 5 days ago

      Speak with an AI bot trained on this documentation in our telegram group with /paal of here: Lendr Documentation AI Bot

      This documentation is actively being updated for V2. Some changes are still being made.

      What is Lendr.fi?

      TradFi Assets, DeFi Returns.

      Lendr.fi is the worlds first fully decentralized real world asset (RWA) tokenization protocol incorporating liquid staking and protocol revenue sharing. Enabling unprecedented returns on well known asset classes like U.S. real estate, gold, and more.

      Lendr aims to create the highest-returning real-world asset (RWA) tokens, with global access, for any asset class. Our DeFi compatible RWA tokens will be the de facto solution for on-chain RWA exposure and usage.

      The Lendr protocol uses a synthetic tokenization method similar to popular stablecoin protocols like MakerDAO and Liquity. This method involves creating tokens pegged to real world asset indices and backed using crypto as collateral (overcollateralized).

      Using Lendr's RWA tokens users can use real world assets in Web3, avoid inflation, and diversify to reduce their market risk by up to 80%.

      "Lendr.fi is MakerDAO + Lido for real world assets."

      Lendr's real world asset (RWA) tokens are not the same as RWA backed tokens like Tether Gold, Pax Gold, etc. Lendr's RWA tokens are synthetic on-chain representations, backed with crypto assets. This presents a different set of risks which should be fully understood before participating in the protocol.

      Why was Lendr.fi created?

      Currently, there are 3.4 billion adults around the world that do not have easy access to top asset classes like stocks, commodities, real estate, etc. And there are 10 banks that make $100 billion dollars per year trading these assets.

      Lendr.fi was created to give everyone in the world equal access to these asset classes. The Lendr protocol gives Web3 companies, builders, and 3.4 billion adults access to any asset class.

      How is Lendr superior to existing RWA options?

      We do not believe it is enough to reach parity with Web2. Lendr's RWA tokens aim to be superior to anything in Web2 or Web3 today in a number of ways:

      • Real World Asset (RWA) Tokens for Any Asset Class

        • Real Estate, Commodities (Gold, Energy), Financial Sectors (A.I., Healthcare, EVs,), and More

      • Higher Returns (Liquid RWA Staking + Protocol Rewards)

      • Lower Fees (No Custodians)

      • Global Access

      • 110% Over-Collateralized

      • Instant 1:1 Redemption, No Lockups

      • 0% Interest RWA Lending

      • DAO Ownership

      • DeFi integrations - Web3/Builder Compatible (ERC-20)

      • Lower Barrier to Entry (DEX Compatible)

      • Trustless Open-Source Solution (Greater Transparency)

      • Multi-Chain Support

      • Multi-Collateral Support

      • Full Decentralization - Smart Contract Operated

      • Recovery Mode and a variety of built-in safety features

      Lendr.fi is a member of the Avalanche Codebase, Chainlink BUILD, and Brinc accelerator programs, and has won 1st place prizes in BNB Chain and Chainlink Hackathons from 1inch and Truflation. Learn more here.

      Note: Lendr.fi was previously named Lendr Network.

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