Why RWAs On-Chain?
Real‑world assets (RWAs) such as stocks, gold, and real‑estate dominate global wealth—yet remain trapped in siloed, slow, and costly Web2 rails. Bringing them onto open blockchains solves multiple structural bottlenecks at once.
Access barriers Siloed assets, minimum balances, geographical limitations.
Verify your wallet and swap, transfer, or stake any asset instantly and globally, 24 / 7. Use in any protocol.
Illiquidity & slow settlement Transfers can take days, partial shares unavailable.
Instant global transfers. 18 decimals fractionalization. Global liquidity.
Slow Web2 <> Web3 Bridges Time consuming on/off ramps, multiple layers of risk.
Instant swaps on chain, no need to leave web3.
Opaque custody Investors rely on monthly PDFs and opaque fund admin.
Chainlink Proof‑of‑Reserve; anyone can audit collateral in real time.
What “tokenized” really means
A regulated custodian holds the underlying RWA assets.
Lendr mints LsRWA Tokens when users stake USDL in RWA vaults.
Verified wallets can freely transfer, stake or lend LsRWA tokens inside existing DeFi protocols.
Users retain full price exposure plus the extra yield that accrues automatically in the token’s price. (Added yield comes from off-chain market neutral or low risk trading strategies on underlying assets)
Benefits in plain language
Own blue‑chip assets from anywhere (except restricted regions).
Earn more without extra risk – neutral strategies run “in the background,” boosting returns while your principal stays fully exposed to the asset.
Earn additional yield – use LsRWAs in existing DeFi protocols to earn additional yield.
Instant, global liquidity – swap tokens in seconds instead of waiting days.
See everything on‑chain – collateral, audits, insurance buffer and fees are public.
Bottom line: Bringing RWAs on‑chain—backed by a light‑touch KYC process—delivers the access, liquidity, yields, and novel on-chain strategies that legacy finance can’t match, while satisfying today’s compliance reality.
Last updated