Official Lendr.fi Documentation

Note: Many changes are being made to the Lendr.fi protocol based on community feedback. To learn more about the upcoming V2 protocol changes please view this medium article: https://lendr.medium.com/community-feedback-based-protocol-redesign-16c1d93bb8cc

Speak with an AI bot trained on this documentation here: Lendr Documentation AI Bot or in our telegram group with /paal

What is Lendr?

Lendr.fi (previously Lendr Network) is a decentralized real world asset tokenization protocol, creating synthetic real-world asset (RWA) index tokens representing a variety of asset classes. Our unique tokenization method gives our protocol instant scalability, global accessibility, and high capital efficiency (higher yield, lower fees).

Lendr is a member of the Avalanche Codebase, Chainlink BUILD, and brinc accelerator programs, and has won 1st place prizes in the BNB Chain 2023 Hackathon and Chainlink Spring 2023 Hackathon from 1inch and Truflation. Learn more here.

Some of the Lendr protocol's features include:

• Synthetic real world asset index tokens representing asset classes like U.S. real estate, energy, electric vehicles, A.I. and more. Starting with a synthetic U.S. real estate token: LendrUSRE (USRE)

• An innovative inflation-proof stablecoin (flatcoin) LendrUSDL (USDL)

• Significantly lower barriers to entry compared to other protocols (global access, low entry minimums)

• A multi-chain decentralized lending platform used to create our RWA tokens

• Future DAO ownership and control of the protocol

• 100% protocol profit sharing, stake the Lendr (LNDR) token to earn protocol revenue generated by the fully decentralized lending platform.

The Lendr ecosystem is designed to be fully decentralized, relying on immutable public smart contracts that are open source and security audited.

What are the main components of the Lendr Ecosystem?

Here are the main components of the ecosystem:

• Lendr Dapp - A decentralized application where users can provide collateral in order to borrow Lendr RWA tokens at a 0% interest rate.

• Lendr Real World Asset Tokens

  • Lendr offers synthetic tokens representing:

    • LendrUSRE Token (USRE) - The world's first synthetic U.S. real estate token

    • LendrUSD Token (USDL) - An inflation-proof stablecoin (flatcoin)

    • View Lendr's long term vision to learn about other real world asset index tokens to come!

  • Lendr's real world asset tokens are fully over-collateralized and allow any holder to redeem them for 1:1 backing at any time.

  • Real world asset tokens are additionally secured by a Stability pool and fellow borrowers acting as guarantors of last resort.

• Liquid Staked RWA Tokens - Coming soon! Composable liquid tokens representing user's Stability Pool stakes.

• Lendr Reward Tokens - The Lendr reward token is used to collect fees from real world asset tokens being issued and redeemed.

• Real World Asset Token Stability Pool - A staking pool that allows users to stake their real world asset tokens and earn early adopter rewards in the form of reward tokens and revenue from liquidations in the form of native blockchain tokens (AVAX, ETH, BNB, etc.).

• Reward Token Stability Pool - A staking pool that allows users to stake reward tokens to earn rewards in the form of real world asset tokens from issuance fees and native blockchain tokens from redemption fees.

If you would like to learn more, please read through our FAQs and documentation or contact us through our social media platforms or AMAs.

Is there an ecosystem diagram that shows how it all works together?

Yes, but its a little complicated! Here you go:

Lendr Ecosystem Diagram

Quick links

❓Frequently Asked Questions (FAQ)

💹Lendr Real World Asset Tokens

🎁Lendr Reward Tokens