Lendr.fi
  • Lendr.fi Official Documentation
  • Overview and FAQs
    • Ecosystem Overview
    • Long Term Vision
    • Core Values
    • Frequently Asked Questions (FAQ)
    • 3+ Year Product Roadmap
  • V2 Documentation
    • Lendr Tokens
      • Real World Asset (RWA) Tokens
      • Liquid Staked Real World Asset Tokens
      • Governance and Reward Token - Lendr (LNDR)
      • Token Addresses and Cross-Chain Bridging
    • The Lendr Protocol
      • RWA Token Minting (0% Interest Loans)
      • RWA Token Staking (Stability Pool and Liquidations)
      • Reward Token Staking
      • Frontend Operators
    • Peg Stability Mechanisms
      • Redemptions & RWA Token Price Stability
      • Price Indices & Target Peg Price
      • Recovery Mode
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  • What Are Lendr Real World Asset Tokens?
  • Lending/Minting System Functionalities
  1. V2 Documentation
  2. Lendr Tokens

Real World Asset (RWA) Tokens

PreviousLendr TokensNextLiquid Staked Real World Asset Tokens

Last updated 6 months ago

What Are Lendr Real World Asset Tokens?

Lendr.fi’s RWA tokens combine the stability of traditional asset-backed investments with the flexibility of DeFi. Each token is pegged to a real-world asset index, enabling access to various asset classes while leveraging blockchain technology for global accessibility and seamless transactions.

The Lendr protocol currently offers two RWA tokens, with more in development:

  • USRE (Lendr US Real Estate Token) – U.S. Real Estate Token

  • XAUL (Lendr Gold Index Token) – Gold Index Token

Note: Planned future RWA tokens are detailed in the section, with token creation ultimately directed by the DAO.

Lending/Minting System Functionalities

In Lendr, each combination of an RWA token and a collateral token forms a unique "Market" (e.g., USRE/wETH or USRE/DAI). Users interact with these Markets by opening “troves,” or loans, using specific collateral to mint RWA tokens.

Regardless of the specific Market, all RWA tokens share standard functionalities:

  • Trove Management: Open or close troves to mint or repay RWA tokens.

  • Redemptions & Liquidations: Mechanisms to manage collateral risk and ensure peg stability.

  • Staking & Rewards: Opportunities to earn additional returns on staked tokens.

For simplicity, USDL and LNDR examples are used throughout this documentation; however, these functionalities apply universally to all Lendr RWA tokens.

Long-Term Vision